Pay for housing the way you get paid.
Covra turns annual rent into monthly payments for renters — while landlords still receive the full year upfront, through a regulated financial institution.
This simulation is indicative only and not a financing approval. Financing is provided by a regulated financial-institution partner and subject to their approval process.
Three simple steps to monthly rent.
Submit the lease
Share your annual rent, renter details, and property information.
We verify and route
Documents are checked for consistency and matched to a lender-ready application.
Housing gets paid
The landlord receives the full year upfront. You repay in manageable monthly instalments.
Built for renters who can afford rent monthly — not a year upfront.
Covra is designed for urban, salaried renters in Jabodetabek. Landlords still receive the full payment upfront.
Get paid the full year upfront — nothing changes on your side.
Covra's financing partner settles your rent in full and upfront. You don't carry any of the monthly instalment risk.
Frequently asked questions
Covra is a rent-financing facility. Our regulated financial-institution partner pays your rent to the landlord upfront, and you repay it in monthly instalments over an agreed term.
In this pilot, the financing cost is a flat 2.5% per month on the financed amount, over a 12-month term. All calculator figures are indicative.
Not yet. The simulation and eligibility check are indicative only, not a financing approval. Final approval rests with our financial-institution partner after their verification process.
Yes. The landlord receives the full rent upfront from our financing partner, so you can focus on your monthly instalments.
We're currently focused on Jabodetabek (Jakarta, Bogor, Depok, Tangerang, Bekasi), for annual rents around Rp24–60 million.
After you complete the eligibility check and submit your target property, our team will reach out via WhatsApp to help with the next verification steps with our financing partner.
Be first in line when Covra opens.
We're piloting in Jabodetabek before expanding across Indonesia. Join now and we'll reach out the moment it's available where you live.